E66: Disability Demystified: What Every Delta Pilot Needs to Know

In this informative and candid episode of Engage, hosts Captain Laura Woods and First Officer Ryan Argenta sit down with Retirement and Insurance (R&I) experts Captains Scott Bowles and John Doherty to take a deep dive into the often-misunderstood world of disability for Delta pilots. Whether you're navigating a short-term medical issue, a planned procedure, or facing an unexpected long-term event, this conversation covers everything you need to know - from qualifying for disability, using your sick leave and understanding DPMA, to how your 401(k), healthcare, and income are affected.   You’ll also hear practical advice about returning to work, how income offsets work, and the importance of staying off ladders (seriously). With real-life examples and clear guidance, this episode is essential listening for pilots at any seniority level.