E69 - Stop Sending Your Kids to College: Do THIS instead…

College tuition has increased 1184% since 1980 while the value of that education has plummeted... The system that worked for our parents' generation has become a debt trap that produces functionally illiterate graduates who can't read, can't write, and are trained to rely on AI for everything. Sixty Illinois schools have zero students reading or doing math at grade level. University professors report students who can't comprehend basic assignments, expect unlimited resubmissions, and ask if reading exams are open book. The goal of college is ideological indoctrination, not education. AI has decimated the value proposition further by replacing the exact jobs that required degrees - law firms aren't hiring junior associates because AI does case research instantly, and doctors are being outperformed by diagnostic AI that's 400% more accurate. Meanwhile, trades are booming with massive worker shortages, allowing skilled tradespeople to command premium prices and own their businesses. If your child has a specific passion requiring a degree - nursing, military officer, certain specialized fields - and a plan to pay for it without federal loans, maybe. But the default assumption that kids should go to college from 18-22 needs to die. Take a gap year, start a business, learn a trade, do an apprenticeship, or get your GED at 16 and start community college early. Stop enriching a broken system that leaves your children $40,000 in debt and unemployable.Chapters:00:30 - Opening segment04:30 - The trades are booming while college graduates work at coffee shops06:10 - Bell curve distribution: Why the statistics lie08:15 - Public school assessment failure11:30 - AI has made students functionally illiterate15:25 - The $1.7 trillion student loan debt crisis20:00 - 50% of graduates never work in their field of study28:25 - Educate your children outside the system33:25 - College degree now a liability when hiring34:45 - Charlie Kirk built $100M business with community college degree36:40 - California homeschool charter system under attack by teachers' unions42:00 - Start a business, learn taxes, understand the real world first43:00 - Get your GED at 16 and start community college early46:00 - High school diploma is worthless - challenge the assumption49:20 - When college might make sense50:10 - IBC as a tool to fund education without federal loans51:10 - Internships don't require college enrollment52:05 - Closing segmentKey Takeaways:College tuition has increased 1184% since 1980 The value of a college education has gone down dramatically as costs skyrocketedAverage federal student loan debt per borrower is nearly $40,000, totaling $1.7 trillion nationallyFor white males specifically, average income is now LOWER with a college degree than withoutAI has made the college degree nearly obsolete by replacing the exact jobs that required them50% of college graduates never work in their field of studyHigh school diploma is worthless - nobody ever asks for itUse IBC to fund education without federal loans if you must goInternships don't require college enrollment - 18-year-olds can approach businesses directlyGot Questions? Reach out to us at [email protected] or book a call at https://remnantfinance.com/calendar !Visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance )Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance )TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE