👉 Econ 101: “Why Using Your 401(k) for a Down Payment Could Cost You Your Future”

Can you really use your 401(k) to buy a house — and would that actually make housing more affordable?There’s growing discussion around a proposal tied to Donald Trump that would allow Americans to tap their 401(k) retirement savings for a home purchase, potentially without early withdrawal penalties. On the surface, it sounds helpful. But Econ 101 tells us the second-order effects matter.In this show Kevin Thompson, CFP®, EA, RICP®, founder of 9i Capital Group explains how this would actually work from a tax perspective, how it compares to first-time homebuyer IRA rules, and why increasing access to retirement money could ultimately push home prices higher.You’ll learn:▶️ How 401(k) withdrawals are taxed (penalty vs taxable income)▶️ Why housing affordability is more about price than interest rates▶️ How increased demand impacts home values▶️ The long-term risk of pulling from retirement accountsThis is financial education — not political commentary.👍 Like, subscribe, and share if this helped you think differently.Full video:https://youtu.be/ptT9MlsmO5INEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-pageFollow Us: youtube: / @9icapLinkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfpBuy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4Website: http://www.9icapitalgroup.comHit the subscribe button to get new content notifications.Disclosure: https://sites.google.com/view/9idisclosure/disclosure