¿El pago perjudica el crédito? - Una guía definitiva para 2022

from The Credit Pros Podcast · host The Credit Pros

Los pagos atrasados afectan negativamente la puntuación crediticia, que es crucial para la aprobación de préstamos. Las agencias de crédito solo reportan atrasos después de 30 días de la fecha de vencimiento, pero los proveedores de préstamos pueden imponer cargos antes. Es vital mantener un buen historial de pagos para evitar dañar la puntuación crediticia y asegurar la elegibilidad para futuros préstamos. Las facturas de servicios públicos generalmente no se informan a menos que entren en mora y se entreguen a agencias de cobranza.

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This episode was published on July 25, 2025.

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