El truco de la fecha del estado de cuenta: aumente su puntaje crediticio

from The Credit Pros Podcast · host The Credit Pros

El 'Statement Date Hack' es una estrategia para mejorar los puntajes crediticios pagando el saldo de las tarjetas de crédito antes de la fecha de cierre del estado de cuenta, no de la fecha de vencimiento. Esto reduce el índice de utilización del crédito reportado a los burós, mejorando la puntuación. Es especialmente útil después de los gastos elevados durante las vacaciones y es una táctica que los asesores financieros deben compartir con sus clientes.

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This episode was published on July 25, 2025.

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