ELI - 434 | Jitin Bhasin (Founder & CEO at SaveIN - Healthcare Financing Startup)

In this episode of ELI, we sit down with Jitin Bhasin, Founder & CEO of SaveIN, a healthcare financing platform that is transforming how Indians access and afford private healthcare. Jitin shares his journey from banking and fintech to launching SaveIN in 2022. With a unique focus on outpatient care, SaveIN offers no-cost EMI solutions to cover expenses like dental treatments, dermatology, IVF, mental wellness, and fitness — areas often ignored by insurance. 📌 Key Highlights: • The affordability crisis in India’s healthcare ecosystem • How SaveIN’s zero-cost EMI model is solving a $ multi-billion market gap • Disrupting outpatient care financing with tech-driven solutions • A sneak peek into WellUp, India’s first modern wellness program for employees 🎧 Listen to the full episode for insights on building a healthcare-fintech startup, solving real-world challenges, and innovating for impact at scale. Chapters: 00:00 - Introduction to the episode 00:03 - Meet Jitin Bhasin: Founder & CEO at SaveIN 00:41 - Jitin’s journey: From banking to entrepreneurship 01:56 - Why healthcare financing is critical for India’s growth 03:08 - The state of Indian healthcare: Public vs private systems 05:23 - The affordability problem in private healthcare 06:32 - SaveIN’s mission: Making private healthcare accessible with financing 08:10 - How SaveIN’s zero-cost EMI model works 09:59 - Addressing outpatient healthcare needs over hospitalization 12:12 - How SaveIN integrates with 6,500+ healthcare providers 13:58 - Comparison with traditional personal loan apps: Key differences 15:40 - Responsible lending: Ensuring repayments and credit checks 18:53 - How SaveIN ensures data privacy and security 20:31 - Why healthcare financing has lower default rates 23:17 - Transparency and trust: Building a sustainable healthcare ecosystem 26:35 - Launching WellUp: Disruptive employee wellness program 29:23 - Vision for the future: Expanding healthcare financing and new products 32:53 - Jitin’s take: What needs to change in India’s healthcare system 34:05 - Final thoughts: Consistency and transparency in healthcare