Emotional and Behavioral Side of Personal Finance

On this episode of Make It Make Cents, Michele Cropley is joined by financial advisor Brendan Hayes to explore the emotional and behavioral side of personal finance, and how our relationship with money shapes everyday decisions. In this episode, you’ll learn: ●      How early experiences influence spending and saving habits ●      Why money should be viewed as a tool—not an identity ●      Common financial behaviors that quietly create stress or imbalance ●      How intentional planning can bring clarity, confidence, and long-term balance  If you have questions about your financial strategy or want help creating a plan that fits your life, the Armstrong Advisory Group offers free, no-obligation consultations at offices across New England. Visit armstrongadvisory.com or call 800-393-4001 to learn more.Armstrong Advisory Group, Inc., a Registered Investment Adviser. This content of the post or podcast is intended solely to provide general information regarding our business services. Nothing within the post constitutes personalized investment advice or is an offer to buy or sell any security or insurance product. To the extent you wish to engage us for investment advice based upon your personal investment circumstances and objectives, please contact us directly at (781) 433-0001. Armstrong Advisory Group, Inc. does not offer tax or legal advice, and no portion of the post or podcast should be interpreted as legal or accounting advice. You are strongly encouraged to seek advice from qualified tax and/or legal experts regarding any tax or legal matters relevant to you.   You agree, as a condition precedent to your access to the post or podcast, to release and hold harmless Armstrong Advisory Group, Inc., its officers, directors, owners, employees, and agents from any and all adverse consequences resulting from any of your actions or omissions, which are independent of your receipt of personalized investment advice from Armstrong Advisory Group, Inc.   Armstrong Advisory Group ("AAG") is affiliated with an insurance agency called Armstrong Insurance Group, Inc. ("AIGI"). AIGI offers insurance products and services to customers, including investment advisory clients of AAG. AAG refers clients to AIGI for those products and services. AIGI does not, however, compensate AAG for any referrals.   Certain AAG representatives are also licensed as insurance professionals appointed with AIGI and may earn commission-based compensation for selling insurance products, including insurance products implemented for AAG clients. Insurance commissions earned by AAG representatives are separate and in addition to AAG's advisory fees. This practice presents a conflict of interest as the representative has a financial incentive to recommend insurance products to a client. Clients are under no obligation, contractually or otherwise, to purchase insurance products through any of AAG's representatives or any other AAG affiliated person.