Employee Benefits & Insurance: Building Competitive Packages Without Breaking the Bank

Employee benefits can feel like one of the most confusing—and costly—parts of running a business. In this episode we discuss how small business owners can approach benefits more strategically.  Topics Discussed: Why health insurance premiums keep rising How to think strategically about benefits beyond just health insurance The role of benefits in recruiting and retaining top talent Affordable ways small businesses can stay competitive with larger employers Breaking down confusing options like HSAs, HRAs, and FSAs How workplace perks (flexibility, PTO, culture) factor into total compensation What to expect from a benefits broker—and how to get real value from the relationship Practical steps to evaluate and improve your current benefits strategy   If you’re a business owner trying to make smarter decisions about your team and your bottom line, this episode is a must-listen. Follow the podcast, leave a review, and share it with another entrepreneur who could benefit from a clearer, more strategic approach to employee benefits. Check out Higgins Agency Group Presented by UB School of Management’s Center for Entrepreneurial Leadership and Lemur Studios