Ep. 01: Debt vs. Investing, Roth IRAs, Lifestyle Creep, and Retiring on $430K

In the first episode of The Financial Plan, we're answering six listener questions covering some of the most common money dilemmas people face. We talk about whether you should pay off student loans or start investing, how to dig out of credit card debt as a single parent, the real difference between a 401(k) and a Roth IRA, what to do when you're sitting on a large life insurance payout and you're terrified to make a move, why high earners still feel broke at the end of the month, and how to figure out if your retirement savings are actually enough.Whether you're 26 and just starting out or 62 and planning your exit, there's something in here for you.Want to have a real conversation about your finances? Book a free consultation: https://www.tidycal.com/jorgetijerinoThis podcast is for educational and informational purposes only and does not constitute personalized investment advice. VIM Wealth Management is a registered investment advisor with the SEC. Please consult a qualified financial professional before making any financial decisions.