Ep 01 Part 2: Private Market Trends, Groundfloor Notes, and Staying Calm Through Market Cycles

Brian Dally continues his conversation with Groundfloor head of investments Robert Varghese on lessons from past downturns amid inflation and rate volatility, emphasizing not panicking, having a plan, and diversifying, including through private markets. Varghese says Groundfloor’s 300,000 investors are seeking higher yield, diversification, access to new asset classes, and lower volatility supported by hard assets. He explains how Groundfloor’s Notes are positioned as CD-like but backed by pools of real estate loans and offering higher returns. He outlines plans to expand private market offerings beyond real estate lending and contrasts Groundfloor’s origination-first approach with competitors.00:00 Welcome Back Part Two00:36 Lessons From Downturns03:08 Why Retail Investors Shift04:51 Notes Program And 202608:51 Notes Versus Bank CDs11:06 What Makes Groundfloor Different15:29 Rapid Fire Q And A18:03 Misconceptions About Hard Money19:22 Career Advice For Managers21:13 Final Thanks And OutroBeyond the Stock Market podcast: https://groundfloor.com/podcastConnect with Brian Dally on LinkedIn: https://www.linkedin.com/in/bdally/Connect with Robert Varghese on LinkedIn: https://www.linkedin.com/in/j-robert-varghese-cmt-b340338/References:​Groundfloor Notes: https://groundfloor.com/notes/Clayton Christensen: https://www.christenseninstitute.org/High Yield Investor by Sam Smith: https://www.youtube.com/@SamuelDividendsPublic Enemy, Fight the Power: https://www.youtube.com/watch?v=mmo3HFa2vjg