EP. 07 — Medical Insurance When You Live Abroad: What Expats Get Wrong

Most expats have some form of health insurance when they move. The problem isn't a complete gap. The problem is assuming the policy does something it doesn't — and finding out at the worst possible moment.In this episode, James and Claire cover the four types of policy that catch expats out: employer plans that are local-only, travel policies masquerading as long-term cover, the EHIC and what it genuinely does and doesn't cover, and how pre-existing condition exclusions work — and why non-disclosure is one of the fastest ways to have a claim rejected. Plus the four things to compare when choosing an expat policy: inpatient versus outpatient cover, maternity, mental health, and dental.Know what your policy actually covers before you need it.Brought to you by PRIVAWELL — the family health vault built for life across borders. privawell.net