Ep.112 | The Core Private Lending Deals Every Broker & Investor Should Understand

In this solo episode of the Canadian Private Lenders Podcast, Ryan MacNeil breaks down the core types of private lending deals and explains when, and why, they make sense for brokers, investors, and borrowers.Ryan starts with major industry news, including EQ Bank’s acquisition of PC Financial, before diving deep into Keystone’s most common loan structures. From single-family construction and renovation loans to quick-close purchases, refinances, and bridge loans, this episode explains how private lending solves real-world problems around speed, flexibility, and deal execution.Whether you’re navigating tight closing timelines, complex renovations, or relocation scenarios, this episode provides a practical framework for understanding how private capital fits into the broader mortgage ecosystem.Show Notes:00:00 – Major mortgage industry news: EQ Bank acquires PC Financial00:55 – Episode 112 intro 05:28 – Single-family construction loans explained06:13 – Why private lenders outperform banks in construction financing07:33 – Draw schedules, speed, and avoiding project delays11:28 – Renovation loans & fix-and-flip financing12:10 – Why banks struggle with renovation lending13:42 – Staged funding, flexibility, and exit strategies15:25 – Standard private purchase loans16:21 – Quick-close scenarios when banks miss deadlines17:55 – Using private lending as a short-term solution20:28 – Refinance & equity take-out loans22:38 – Leveraging property equity for investments or renovations26:15 – Bridge (relocation) loans explained28:54 – How blended LTVs can unlock higher leverage31:43 – Real-world bridge loan example33:16 – Final recap & key takeaways34:28 – How to connect with Keystone & closing remarksResources:Keystone Capital GroupCPLP Instagram: @cplpodcastKeystone Instagram: @keycapgroupFind Neal On:Instagram: @neal.andreinoLinkedIn: Neal AndreinoFind Ryan on:LinkedIn: Ryan MacNeilE-mail: [email protected]