Ep.#119: Annuities - The Good, The Bad, and Where They Fit with Tracy Lownsberry

In this episode of The Hawaii Retirement Show, host Jason Cutitta, CFP® is joined by Tracy Lownsberry, founder of Annuity Giants and owner of Up North Retirement, to discuss the good, the bad, and where annuities may fit in a retirement plan. The conversation covers different types of annuities, longevity protection, income guarantees, liquidity and surrender charges, commissions, taxes, common sales practices, and how to evaluate whether an annuity is appropriate for a particular retirement strategy. Jason and Tracy also discuss the importance of understanding the guarantees, costs, tradeoffs, and alternatives before committing to an annuity contract. Tracy Lownsberry: https://www.linkedin.com/in/tracy-lownsberry/ Website: https://www.hiretirementshow.com Email Us: [email protected]