EP 13. | Federal Budget Australia 2026 Explained - Property Market & Tax Changes

EP 13. | Federal Budget Australia 2026 Explained - Property Market & Tax Changes. --- Australia’s 2026 Federal Budget has triggered one of the biggest conversations the property market has seen in years. From negative gearing reforms to capital gains tax changes, investors across the country are now questioning how these updates could affect borrowing power, cash flow and long term portfolio growth. In this episode of The Property Portfolio Podcast, Parag Dixit and Mudit break down the Australian Federal Budget 2026 and discuss what the proposed changes could mean for investors, first home buyers and long term property planning across Australia. The conversation focuses heavily on the future of negative gearing, capital gains tax changes and how these reforms may reshape borrowing capacity, investment strategy and retirement planning over the next few years. With negative gearing expected to remain for new builds while ending for established properties from July 2027, many investors are now reassessing how and where they buy property. The episode also covers the proposed capital gains tax changes, including the new minimum tax floor and the shift toward indexation-based calculations. In this episode we discuss • Australian Federal Budget 2026 explained • Federal Budget Australia property changes • Budget announcement Australia and investor impact • Negative gearing explained in simple terms • Negative gearing changes for established properties • Negative gearing reforms Australia and the housing market • Capital gains tax Australia and proposed CGT changes • CGT discount Australia and the future of investment property tax • Capital gains tax on investment property and retirement planning • Borrowing capacity changes for investors and first home buyers • Why dual income properties may become more attractive • SMSF property investment and lower tax structures This episode also looks at how the federal budget could influence the broader Australian property market and why investors may need to shift focus toward stronger rental yields, cash flow and long term portfolio sustainability. If you are trying to understand the Federal Budget 2026, negative gearing Australia, capital gains tax property Australia or how these policy changes may affect your next property decision, this episode will help simplify the conversation. --- TIMESTAMPS 00:00 | Introduction 04:20 | Introduction 05:52 | Negative gearing changes: new versus established 12:06 | New capital gains regime and indexation explained 24:04 | How inflation and indexation can punish success 27:39 | Impact on aspiration and closing of rentvesting path 29:58 | Why rents may rise, and first home buyers get squeezed 48:02 | SMSF opportunities and advanced investor structures 57:54 | Where to invest now: capital cities versus regional markets