Ep 152 - RBA Rate Cut: What It Means for You as a Property Investor

The Reserve Bank of Australia has finally dropped the cash rate — down 25 basis points to 3.85%. But what does that really mean for you as an investor? In this solo episode of The HMO Property Show, Neil Gibb unpacks the real-world implications of this cut — not just in theory, but how it affects your capacity to borrow, the suburbs you can now afford, and the cashflow boost HMOs are about to deliver. We cover: What the RBA does and why this rate cut matters How much extra you can now borrow with your income Which banks are passing on the full cut — and when Where you can now afford to buy that wasn't an option last week What a 0.25% drop saves you on a $400k–$1m loan How this rate change affects investor sentiment, demand, and market movement Perth market insights: listing volumes, rents, and median prices Why this could be the spark that ignites the next wave of growth This is one of the most data-packed episodes we've done — tune in if you're serious about making a move while the market is shifting. 🔔 Subscribe and turn on notifications so you never miss an episode! 👉 FOR MORE INFORMATION Want help with your investment strategy? Reach out to us for a free, no-obligation initial chat with our team and see how we can help you with your investment journey. Book now: https://calendly.com/jose-hmo/15min?month=2023-03 Join the Perth HMO and NDIS High Cashflow Investment Properties Facebook Group: https://www.facebook.com/groups/190469198815181/ 👉 THE HMO PROPERTY CO Website: www.thehmopropertyco.com Instagram: @the_hmo_property_co FaceBook: The HMO Property Co LinkedIn: The HMO Property Co YouTube: The HMO Property Co TikTok: @thehmopropertyco_ Spotify: The HMO Property Show Apple Podcast: The HMO Property Show Living Rooms: https://livingrooms.com.au/ Disclaimer: Nothing on this channel should be considered tax, financial, investment or any kind of advice. Everyone should do their own due diligence as only a professional diagnosis of your specific situation can determine which strategies are right for your situation. Our goal is to frequently feature edgy and actionable value, thought leadership and property/investment strategies. 🔖 #hmo #housesofmultipleoccupants #cashflow #coliving #colivingtrend #passiveincome #positivegearing #rbacashrate #propertymarketupdate #interestratecut #borrowingcapacity #propertyinvestment #financialfreedom