EP #169 How A Local Lender Helps Homebuyers In Fredericksburg

A lot of people talk about “local,” but Tammy Reid lives it. From a purple door on William Street in downtown Fredericksburg, Tammy and the Union Home Mortgage team help neighbors navigate some of the biggest decisions they’ll ever make, from first-time homebuyer loans to renovation financing, home equity loans, and construction-to-perm mortgages. And behind that work is a story that starts with a hard pivot: walking away from running multiple 7-Eleven stores, turning in the keys, and jumping into commission-only mortgage lending with three kids depending on them.We get into what it really takes to build a 30-year mortgage career and a relationship-based business at the same time. Tammy shares what makes it possible to work with your spouse, how respect and staying in your own lane keeps the partnership strong, and why living in Fredericksburg for decades makes serving the community feel personal. You’ll also hear how their office makes giving back a monthly habit, from supporting the Fredericksburg Food Bank to working with Habitat for Humanity and helping keep downtown Fredericksburg beautiful.The conversation goes deeper than feel-good stories, too. Tammy explains the behind-the-scenes reality of being a mortgage lender, why the job is not nine to five, and what she learned during the 2008 market crash and her time as a mortgage fraud investigator in Virginia. If you’ve ever wondered what your lender is doing while you wait for updates, or how to choose someone you can actually trust, this one will make you a smarter borrower and a more confident neighbor.If you enjoy hearing the stories behind Fredericksburg VA local businesses, subscribe, share this with a friend, and leave a quick review so more people can find the show. What’s one local business you think we should feature next?Tammy ReidUnion Home [email protected] (540) 300-2421606 William Street, Fredericksburg, VA