Ep. 191 - Creative Financial Strategies for Property Developers

Financing a property development can be challenging, but there are options beyond the banks. In this episode, Hilary Saxton and Bob Andersen share creative ways to fund projects, even if you don’t meet strict lending criteria. They cover joint ventures, vendor finance, mezzanine finance, and pre-sales. You’ll learn how to structure deals, reduce financial risk, and secure the funds you need. This episode also includes a preview of their upcoming free training event, "How To Finance Your Project" on June 20, which dives deeper into financing strategies. If you’re looking for new ways to fund your next project, this episode is full of practical tips to help you move forward. Episode Highlights: [00:00] Introduction – Why creative financing is essential in property development. [02:07] Common Challenges with Traditional Bank Loans – Why banks often don’t fund developments and where to look instead. [05:20] Debt vs. Equity Explained – Understanding how financing structures impact your project. [08:54] The Rise of Non-Bank Lenders – Why 80% of developments now use alternative finance options. [12:39] Using Equity to Fund Development – How to leverage existing assets for finance. [15:33] Joint Ventures & Investor Partnerships – Structuring deals with equity or loan partners. [22:51] Vendor Finance Strategies – Negotiating with sellers to reduce upfront costs. [25:05] Mezzanine Finance (Second Mortgage Lending) – How it works and when to use it. [30:22] When to Use Private Investors – How to bring in funding at different stages of a project. [34:05] Pre-Sales & Off-the-Plan Sales – How early buyer commitments can improve financing options. [40:36] The Importance of a Strong Commercial Finance Broker – Why choosing the right broker makes all the difference. [42:22] Real-Life Examples of Creative Financing in Action – How developers have used these strategies successfully. [44:44] Final Takeaways & Masterclass Reminder – Key lessons and next steps for securing project finance. ⭐️⭐️⭐️⭐️⭐️ Check out all the episodes - https://bit.ly/3ZDe2fZ  ⭐️⭐️⭐️⭐️⭐️ Property Mastermind Courses: 👉 Getting Started in Property Development - https://bit.ly/4iwTI7E👉 The Ultimate Property Development Bundle - https://bit.ly/3OH4VVy  ⭐️⭐️⭐️⭐️⭐️ Property Mastermind Events: 👉 The 3-Day Live Workshop - https://bit.ly/3ZnBe0j 👉 Full Event Schedule - https://bit.ly/4g0inzD  ⭐️⭐️⭐️⭐️⭐️ 🔑 Exclusive Property Mastermind Mentoring - https://bit.ly/4ieAu6B 🔑 ⭐️⭐️⭐️⭐️⭐️ Connect with us: 👉 Property Developer Secrets & Hacks on Facebook - https://bit.ly/49r6kJo 👉 Facebook Page - https://bit.ly/3D2eH1S 👉 Instagram - https://bit.ly/3D1a7AP👉 YouTube - https://bit.ly/3Vp4ToG  ⭐️⭐️⭐️⭐️⭐️See omnystudio.com/listener for privacy information.