EP 198: Earn Monthly Passive Income from Real Estate Without Being a Landlord with Merriah Harkins

Looking for a smarter, safer way to invest in real estate—without picking up a hammer or managing tenants?This week on the Exit Strategies Radio Show, host Corwyn J. Melette sits down with Merriah Harkins, Chief Sales Officer at Lucrum Capital, a private real estate lending firm structured as a REIT. With more than 20 years of experience in raising capital for alternative investment funds, Merriah breaks down how accredited investors can earn steady monthly income (7%–8.5%) by passively investing in short-term, first-position loans secured by real estate.She explains the mechanics of Lucrum’s conservative fund structure, how their low loan-to-value (LTV) model offers downside protection, and why their REIT structure provides additional tax advantages for investors—especially those using retirement accounts.📌 Whether you’re a high-net-worth individual, working with a financial advisor, or exploring passive income through a self-directed IRA, this episode gives you real strategies to make your money work for you, not the other way around.Key Takeaways:0:05 How Lucrum Capital’s fund pays out monthly returns (7%–8.5%) backed by real estate.4:33 What makes private lending funds different from owning rental properties.10:14 Who qualifies as an accredited investor and why this matters.17:02 The tiered redemption fee structure—and why long-term investing makes more sense.20:01 Tax advantages of investing through a REIT, including a potential 20% tax deduction.22:55 A no-stress path to real estate exposure using self-directed IRAs or non-retirement funds.25:56 Why short-term, first-position loans in high-demand markets reduce investment risk.💬 “There are no guarantees in investing—but real estate-backed funds like ours offer consistent returns and less volatility than the stock market.” — Merriah HarkinsConnect with Merriah Harkins:🌐 Website: www.lucrum.com 📧 Email: [email protected]📞 Phone: +1 (214) 998-4682🔗 LinkedIn: Merriah HarkinsConnect with Corwyn:Contact Number: 843-619-3005Instagram:⁠ https://www.instagram.com/exitstrategiesradioshow/⁠FB Page:⁠ https://www.facebook.com/exitstrategiessc/⁠Youtube:⁠ https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZA⁠Website:⁠ https://www.exitstrategiesradioshow.com⁠Linkedin:⁠ https://www.linkedin.com/in/cmelette/⁠