Ep. 23 - How Credit Works (And How to Make It Work for You)

Think you understand credit? Think again. John Cale breaks down the complexities of credit—what it is, why it matters, and how it can make or break your financial future. From credit scores and bureaus to the shocking $17.7 trillion in U.S. consumer debt, John shares hard-earned wisdom from his own highs (great credit) and lows (bankruptcy).Whether you’re a Gen Z rookie, a Millennial navigating loans, or just someone who’s been burned by bad credit, this episode is packed with must-know insights. John doesn’t just preach—he’s lived it. Tune in, take notes, and get ready to Level Up your financial IQ. Because in the game of credit, ignorance isn’t bliss… it’s bankruptcy.Connect with John through https://linktr.ee/levelupwithjohn and feel free to email John with any questions at [email protected]