EP.23 - Top 10 Loan Programs For NonQM

SEI Mortgage breaks down the top 10 Non-QM (non-qualified mortgage) loan programs available right now for self-employed borrowers, real estate investors, 1099 earners, and anyone who doesn't fit the traditional big-bank lending box.If your tax returns don't tell the full story of your real income, this episode is for you. Learn how each program works, who it's built for, and how to use them to qualify based on what you actually earn, not what shows on your adjusted gross.⏱ TIMESTAMPS00:00 — Intro: What is a Non-QM loan and who is it for00:46 — #10: Non-QM Interest-Only loans01:30 — #9: Foreign National loans02:16 — #8: Private Money loans03:00 — #7: Fix and Flip / Hard Money loans04:01 — #6: Asset Qualifier loans04:46 — #5: Profit and Loss (P&L) loans05:45 — #4: 1099 Income loans07:15 — #2: DSCR (Debt Service Coverage Ratio) loans09:00 — #1: Bank Statement loans10:30 — Wrap-up + how to connect📞 READY TO TALK?Whether you're buying your first investment property, refinancing, or trying to figure out which Non-QM program fits your situation, we'd love to structure a scenario for you.👉 Visit https://seimortgage.com (https://seimortgage.com/) to get started📞 Call us direct at 1-800-401-1363📩 Or reach out anytime to map out your next moveIf you found this episode useful, follow the show so you never miss a new mortgage strategy breakdown. Share it with a friend, business partner, or agent who needs to hear it.🎥 Watch the full video on YouTube: https://youtu.be/6o-kTWZwp4A🔔 Subscribe on YouTube: SEI Mortgage - Ryan Marks#NonQM #MortgageTips #SelfEmployedLoans #DSCR #BankStatementLoan #RealEstateInvesting #1099Loan #FixAndFlip #AssetQualifier #SEIMortgage