EP.24 - Top 5 Reasons To Get a Bank Statement Loan In 2026

Self-employed and getting denied by traditional banks? In this episode, Ryan Marks with SEI Mortgage explains the top 5 reasons to consider a bank statement loan in 2026. Learn how business owners, entrepreneurs, 1099 earners, and real estate investors may qualify using bank statements instead of traditional tax returns.If you are self-employed, own a business, invest in real estate, or have been told no by a traditional bank because your tax returns do not show your real income, a bank statement loan may be worth exploring.For more tools, resources, and mortgage education, visit www.seimortgage.comAnd if you want to talk through whether a bank statement loan could work for your situation, get in touch with me and the SEI Mortgage team today at:Visit www.seimortgage.com or call 1-800-401-1363 to learn more. 00:00 — Why banks say no to self-employed borrowers 00:42 — The real problem with tax return income 02:10 — How bank statement loans actually work 04:05 — Personal vs. business bank statements explained 06:20 — Down payments, rates, and loan structure 08:10 — Who this loan is actually for 09:30 — How to check eligibility with SEI Mortgage  #BankStatementLoan #BankStatementMortgage #SelfEmployedMortgage #NonQM #NonQMLoans #MortgageTips #SelfEmployed #BusinessOwner #Entrepreneur #RealEstateInvesting #MortgageBroker #HomeLoans #NoTaxReturnMortgage #1099Income #InvestorLoans #SEIMortgage #RyanMarks #MortgageEducation #HomeBuying #AlternativeMortgage