Ep 358: How much wealth is enough?

Register for live event on 28 May at 7pm New Report: The Evidence-Based Approach to Investing in Property & Shares: download here. Read full blog here. In this episode, Stuart tackles one of the most important financial planning questions: how much is enough? He shares his personal philosophy—invest just enough to meet your goals comfortably, but no more—and reminds listeners that wealth is a means to enjoy life, not just a number to chase. Stuart explains how to think about wealth targets, offering a clear framework for calculating how much you need to fund different retirement lifestyles. He covers: How to plan around supercaps and tax-free thresholds What to do with property in retirement Why you should consider reducing property exposure and using super for tax efficiency When to invest more, and when to start spending He also addresses the mental challenge of switching from saver to spender, and why starting early—even with small amounts—makes a big difference. Whether you’re in your 30s, 50s, or already retired, this episode offers a grounded, practical, and values-based approach to wealth building. Tune in to rethink your goals, reset your expectations, and align your money with your life. Read Stuart's latest book? He's only got 19 reviews on Amazon so far, if Wealth by Design helped you, leaving one would mean a lot: https://www.amazon.com.au/review/create-review?asin=192318654X Run your own business? Check out Business by Design, Stuart and Mena's show on starting, growing and exiting a business, at https://www.businessbydesignpodcast.com/ Our most popular free guides: Over the years we've written hundreds of articles. These three bring our best thinking together on the topics that matter most right now: choosing a super fund, debt recycling, and navigating the new tax changes. Download them here Got a question for the podcast? Email us at [email protected] Subscribe to my weekly blog: Stay connected here Important This podcast provides general information about finance, tax and credit. It doesn't take into account your specific objectives, financial situation or needs, so you need to assess whether it's relevant to your circumstances before acting on it. If you're not sure, speak to a licensed, trustworthy professional.