Ep 37 | Building Tomorrow’s Insurer | Eric Mignot on Building Europe’s Digital Broker for SMEs

Insurance for small businesses has always been complex, expensive, and underserved. But what if technology and partnerships could change that?In this episode of Building Tomorrow’s Insurer, host Nigel Fellowes-Freeman sits down with Eric Mignot, Founder and Chairman of +Simple, to explore how one of Europe’s most ambitious digital brokers is reshaping SME insurance.From CFO at Suez, to leading Hiscox, to launching +Simple, Eric’s journey shows how insights from telecoms, utilities, and digital banking inspired him to reinvent insurance distribution.Tune in to hear:Why expense ratios—not loss ratios—are the real challenge in SME insuranceHow +Simple scaled to 14,000 brokers across five countriesThe role of technology in simplifying underwriting, claims, and accountingWhy programmatic M&A and capacity pooling became game-changersEric’s lessons on raising capital, partnering smartly, and scaling across EuropeThis is a must-listen for anyone building insurtech, rethinking distribution, or leading digital transformation in insurance.