Ep. 37 - Building Your Banking System: What Really Matters (Part 2) | BYOB Series #17 episode artwork

EPISODE · Apr 23, 2026 · 20 MIN

Ep. 37 - Building Your Banking System: What Really Matters (Part 2) | BYOB Series #17

from Bankless by Design

In this episode, I continue through Becoming Your Own Banker by Nelson Nash and talk about a mistake people often make when looking at whole life insurance for the Infinite Banking Concept: focusing too much on the dividend rate. The truth is, the dividend rate alone does not tell you what you need to know. What matters more is your behavior as the owner, the strength and structure of the company, the flexibility of the policy design, and how the system is used over time. I also walk through how dividends actually work, why they are generally treated as a return of premium, and why using them to purchase paid-up additions can become such a powerful part of long-term policy growth. This episode is really about learning to think differently—about premiums, dividends, death benefit, cash value, and the kind of financial control that grows stronger with time. If you are ready to learn more about building your own banking system, visit banklessbydesign.com and book a consultation. ------------------------------------------   Follow Thrivewell 👉 Facebook: https://www.facebook.com/people/Thrivewell/61578207568360/ 👉 Instagram: https://www.instagram.com/bankless_by_design/ 👉 Linkedin: https://www.linkedin.com/company/107769593  👉 TikTok: https://www.tiktok.com/@thrivewell_bbd   Get In Touch: [email protected] Learn More: banklessbydesign.com     Disclaimer: All content on this site is for informational purposes only and does not constitute financial advice. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of Tricia Miller, unless otherwise specifically cited. The data that is presented is believed to be from reliable sources, and no representations are made by Tricia Miller, Thrivewell, and Bankless By Design as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

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Ep. 37 - Building Your Banking System: What Really Matters (Part 2) | BYOB Series #17

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