Ep.399 - This Is Why You’re Broke — and Why 2026 Has to Be Different

You’re not broke because you don’t work hard. You’re broke because your habits are lazy, your focus is scattered, and your standards are too low. You spend first, save what’s left — which is nothing. You consume more than you create. You wait for motivation instead of building discipline. You chase comfort, not competence. You want results, but you avoid consistency. You keep saying “next year” while repeating the same year.