Ep 419 | Small Loans, Big Possibilities: Accessing Capital with Brandon Martinez

Sometimes a small amount of capital can open the door to a big opportunity. But where can entrepreneurs turn when they’re just starting out or need funding below the size of a traditional business loan? Recorded at the 2026 Florida SBDC Small Business Success Summit in Charlotte Harbor, this episode of Small Biz Florida features host Tom Kindred in conversation with Brandon Martinez, Microenterprise Specialist with Suncoast Credit Union. Brandon introduces Suncoast’s microenterprise lending program and discusses how it supports startups and growing businesses—including entrepreneurs who have not yet generated revenue. He explains how a structured business plan, realistic financial projections, industry experience, and a clear purpose for the funds help tell a business’s story to a lender. The conversation also explores the member-owned credit union model, the value of building a relationship with your business banker, and how a personalized consultation can help identify suitable financing options, including microloans and SBA-backed loans. Whether you’re launching an idea, purchasing equipment, or preparing to expand, tune in for insights on preparing for a lending conversation and finding financial support for your next step.