|Ep. 45| AVERAGE vs ACTUAL Rate of Return - with Joe Pantozzi

Episode 45: AVERAGE vs ACTUAL Rate of Return - with Joe Pantozzi   Welcome back to The IBC Guys Podcast!   In this episode of The IBC Guys, Joe Pantozzi joins Mike and Dave to talk through how people often describe investments - the average rate of return.  Joe lays it all out there - the numbers, all of the variables, and the broader perspective - to allow the listener and viewer deeper insight into how new knowledge can shape perspective when it comes to rates of return.   Simply put, the average rate of return is rarely ever the actual rate of return in an investment.   Included in this episode: Figures can lie, liars can figure Numbers all by themselves can be misleading When one adds a specific timeline, human nature, and market volatility to the equation, one often gets a completely different result than the average rate of return One can average double digit nominal returns and still run out of money in retirement One needs to look at the entire picture - income, outgo, assets, liabilities Joe, Mike, and Dave are able to help you create a plan Ownership = control = wealth = FREEDOM    Also in this episode, Dave knows when to be quiet, Mike is an esteemed guest at an estate, and Joe is very smart.  This may be the one episode that you don’t want to miss!    Key takeaway: “The solution to financial problems is not a product.  The solution is a mindset."     -Joe Pantozzi   Resources Mentioned: 📩 Email: [email protected] | [email protected] 📞 Call: 507-205-2284 📅 Schedule a consultation: https://calendly.com/dave-familybankingsolutions/30min   📱 Follow us on social media:  Dave’s Facebook: https://www.facebook.com/dave.parmerlee Dave’s Instagram: https://www.instagram.com/dave_ibcguys/ Dave’s Linkedin: https://www.linkedin.com/in/david-parmerlee-121bb3293/   Mike’s Facebook: https://www.facebook.com/profile.php?id=100090029017545 Mike’s Instagram: https://www.instagram.com/mike_ibcguys/ Mike’s Linkedin: https://www.linkedin.com/in/mike-stevens-962186336/   🔔 Don’t forget to subscribe and leave us a review—it helps us reach more people looking for financial freedom through IBC!   #InfiniteBanking #WealthBuilding #IBCGuys #FinancialFreedom