Ep. 47 - Your Retirement Planning Calendar: A Quarterly Roadmap to Stay Financially Organized

What should you be doing throughout the year to stay on track for retirement? In this episode of Retirement GPS, Navigated by Zynergy, Ryan Zacharczyk, CFP®, and co-host Zane Belcak pull back the curtain on Zynergy Retirement Planning’s annual planning process and show you how to create your own retirement planning calendar. Rather than scrambling at tax time or revisiting your finances only when something goes wrong, a structured planning calendar can help ensure that important financial decisions don’t fall through the cracks. Ryan walks through Zynergy’s year-round approach to retirement planning—from investment reviews and tax preparation to estate planning, insurance reviews, Required Minimum Distributions (RMDs), and year-end tax strategies. You'll learn: Why financial planning should be approached year-round, not just during tax season The key financial tasks to focus on each quarter How to review investments, retirement withdrawals, and portfolio performance When to conduct tax planning versus tax preparation Why estate planning, beneficiary reviews, and insurance audits matter The importance of year-end tax strategy execution and RMD planning A simple framework to help DIY investors stay organized and proactive Whether you're already retired or preparing for retirement in the years ahead, this episode provides a practical roadmap for staying on top of your finances and making more confident decisions throughout the year. Key Takeaway: Retirement planning isn't a one-time event—it's an ongoing process. By following a structured annual calendar, you can reduce surprises, uncover opportunities, and stay aligned with your long-term goals.