EPISODE · Mar 23, 2026 · 52 MIN
Ep. 50 - Oceanpayment - Designing Fintech for Global Markets: Culture, Compliance and Commercial Reality unpacked
from The Payments Shed Podcast · host Grant Evans and Justin Hanna
In this episode, hosts Grant Evans and Justin Hanna are joined by Dan Owens, Chief Strategy Officer at Oceanpayment, to explore what happens when Western fintech meets the scale and speed of the APAC payments ecosystem.Dan shares his journey from the European fintech scene to Hong Kong, reflecting on the cultural, commercial, and regulatory differences between East and West. The conversation dives into how fintech is often framed as disruption in the West but infrastructure in China, and why that shift in mindset changes everything from product design to market strategy.Grant, Justin, and Dan also unpack the realities of selling fintech across cultures — from relationship-led partnerships in Asia to data-driven ROI conversations in Western markets. They explore the role of super-app ecosystems, cross-border acquiring models, and how companies like Oceanpayment help global merchants navigate complex regulatory and cultural landscapes.Looking ahead, the episode reflects on what Western fintechs can learn from the speed, scale, and API-first thinking emerging from Asia — and how the next phase of global payments innovation will likely be shaped by both worlds.Plus, Dan steps up for The Payments Shed’s legendary Shelf of Shame — nominating one thing in fintech or payments he’d happily banish forever.***The Payments Shed Podcast is headline sponsored by ISX Financial.ISX Financial, delivers a unified ecosystem with multi-currency accounts, online payments, real-time UK and EU transfers and global mass payouts. Within that platform, PaidBy® provides Pay by Bank with real-time settlement notifications, automated reconciliation and integrated refund management. One partner, one integration — helping your business transact with confidence. Learn more at www.isx.financial***The Payments Shed Podcast is sponsored by Snap Finance UK.Snap Finance is a flexible point-of-sale finance provider helping consumers spread the cost of essential purchases. They offer transparent repayment options, built around accessibility and real-world affordability, focused on making credit work better for everyday shoppers.***The Payments Shed Podcast is supported by PCN.PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars — Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce — backed by a global network across borders.https://teampcn.com/***Disclaimer. Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.
What this episode covers
In this episode, hosts Grant Evans and Justin Hanna are joined by Dan Owens, Chief Strategy Officer at Oceanpayment, to explore what happens when Western fintech meets the scale and speed of the APAC payments ecosystem.Dan shares his journey from the European fintech scene to Hong Kong, reflecting on the cultural, commercial, and regulatory differences between East and West. The conversation dives into how fintech is often framed as disruption in the West but infrastructure in China, and why that shift in mindset changes everything from product design to market strategy.Grant, Justin, and Dan also unpack the realities of selling fintech across cultures — from relationship-led partnerships in Asia to data-driven ROI conversations in Western markets. They explore the role of super-app ecosystems, cross-border acquiring models, and how companies like Oceanpayment help global merchants navigate complex regulatory and cultural landscapes.Looking ahead, the episode reflects on what Western fintechs can learn from the speed, scale, and API-first thinking emerging from Asia — and how the next phase of global payments innovation will likely be shaped by both worlds.Plus, Dan steps up for The Payments Shed’s legendary Shelf of Shame — nominating one thing in fintech or payments he’d happily banish forever.***The Payments Shed Podcast is headline sponsored by ISX Financial.ISX Financial, delivers a unified ecosystem with multi-currency accounts, online payments, real-time UK and EU transfers and global mass payouts. Within that platform, PaidBy® provides Pay by Bank with real-time settlement notifications, automated reconciliation and integrated refund management. One partner, one integration — helping your business transact with confidence. Learn more at www.isx.financial***The Payments Shed Podcast is sponsored by Snap Finance UK.Snap Finance is a flexible point-of-sale finance provider helping consumers spread the cost of essential purchases. They offer transparent repayment options, built around accessibility and real-world affordability, focused on making credit work better for everyday shoppers.***The Payments Shed Podcast is supported by PCN.PCN is a boutique recruitment agency rooted in Amsterdam, driven by a singular mission: connecting top talent with industry leaders. PCN specialises in five core pillars — Fintech, Cybersecurity, SaaS, E-Commerce, and Salesforce — backed by a global network across borders.https://teampcn.com/***Disclaimer. Any views or opinions referenced in this podcast episode are our own, or those of our respective guests, and they do not represent any views, opinions, or statements from our respective employers, or those of our guests. Additionally, any views expressed here are not intended as investment, legal, tax, or financial advice.
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Ep. 50 - Oceanpayment - Designing Fintech for Global Markets: Culture, Compliance and Commercial Reality unpacked
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