EP 534 ENCORE: Choice Without Chaos - with Chad Schneider

We revisit how employers can control healthcare spend while expanding employee choice through ICRAs, with Chad Schneider of Thatch sharing what works, what breaks, and what’s next. We dig into change management, decision tools, dynamic contributions, and the broker’s evolving role.• Why ICRAs surged after 2020 and boomed in 2024• Carrier expansion and a stronger individual market• The real barrier being change management and fintech• Decision support that mirrors travel-style shopping• Dynamic contributions that create equity across markets• Carve-out classes to manage renewals and strategy• Common misconceptions among brokers and employers• Data, APIs, and real-time enrollment tracking• Emerging perks, localized networks, and future trendsPlease feel free to go to our website, which is thatch.com, reach out to me on LinkedIn. I’d love to chat with you, and we can happily go through our process, quoting, show you all the cool bells and whistles, and we’d love to be able to engage further.