Ep. 69 Jody Bruns: Should I or Shouldn't I Keep The House?

Paulette and Jody join forces in this episode to share their years of experience and wisdom about just how important it is to consider "keeping the house" as 70% of divorces involve selling, refinancing, cash buyouts or purchase of Real Estate.  A Message from Jody Bruns "I believe divorcing homeowners deserve to be better served than the status quo. I believe the divorcing borrower is being underserved by the real estate and mortgage industry as a whole. The intersection between divorce law, tax law, real estate and mortgage financing is real and we can’t ignore it. I challenge every real estate and mortgage professional to become part of the solution and raise their level of service when working with divorcing homeowners because you can’t think traditionally when working with divorce. The Divorce Lending Association and CDLP Certification offers the required knowledge, training and resources for the mortgage professional who has that higher calling to better serve the divorcing community." The Divorce Lending Association can save you and your future.  Founded in 2014, the Divorce Lending Association provides education and training to mortgage professionals working in the divorce market through a very comprehensive certification program, educational webinars, and a business building platform. Our mission is to ensure that divorcing homeowners are provided with expert advice with their mortgage financing and real estate options in an effort to avoid hurdles or identify opportunities as they relate to family and real estate law, tax rules, mortgage financing and real estate during divorce. The ultimate goal is to always best meet the needs of the divorcing homeowners. In over 70% of all divorces in the United States, real estate is involved and most often, so is the need for mortgage financing. The role of the CDLP  is to help not only the divorcing client but the attorney and financial planner understand the opportunities available, as well as the challenges divorce, can bring to mortgage financing during and after the divorce. When the CDLP is involved during the divorce process and not after the fact, many potential financing struggles can be avoided with valuable and educated input from the Certified Divorce Lending Professional. The CDLP understands their role is not to provide legal or tax advice. Their role on the professional divorce team is to help by providing insight on mortgage financing opportunities and recognize potential legal or tax concerns that may arise in any given circumstance while bringing these concerns or opportunities to the attention of other team members. Collaborating with industry experts in family and/or real estate law, financial planning and tax law, mortgage financing and real estate, the Divorce Lending Association was formed as it was very apparent there was a disconnect between all parties involved in the divorce process. Creating the Certified Divorce Lending Professional certification program was one huge step in connecting the pieces of the divorce puzzle making sure there is an educational opportunity for the mortgage and real estate professionals with a desire to further their career in the divorce market. The Divorce Lending Association was founded by professionals who actively practice in the divorce lending and real estate market and who have a strong desire to train and mentor other professionals practicing in the divorce market.