Ep 7 | You're Likely Saving Too Much for Retirement episode artwork

EPISODE · Feb 27, 2025 · 15 MIN

Ep 7 | You're Likely Saving Too Much for Retirement

from El podcast de Erika Martinez Bastida · host Erika Martinez Bastida

Think maxing out your retirement accounts is always the smartest move? In this episode, Priya Malani unpacks the hidden downside of over-saving for retirement—a common mistake high earners make. She challenges the belief that more is always better, revealing why blindly stashing money away can leave you financially stuck when you need flexibility the most. From the real math behind retirement savings to why your future self might not need as much as you think, this episode is all about striking the right balance between securing tomorrow and actually enjoying today. If you’ve ever questioned how much is enough for retirement, you won’t want to miss this.Tune into this episode to hear:Why high earners often fall into the trap of over-saving for retirement—without even realizing it.How maxing out your retirement accounts might not be the smartest financial move.The hidden cost of over-saving: how it can limit your financial flexibility today.Why true financial success means balancing long-term security and the ability to enjoy life now.Follow Priya Malani:LinkedIn | Instagram | Youtube | Stash WealthTHE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

Think maxing out your retirement accounts is always the smartest move? In this episode, Priya Malani unpacks the hidden downside of over-saving for retirement—a common mistake high earners make. She challenges the belief that more is always better, revealing why blindly stashing money away can leave you financially stuck when you need flexibility the most. From the real math behind retirement savings to why your future self might not need as much as you think, this episode is all about striking the right balance between securing tomorrow and actually enjoying today. If you’ve ever questioned how much is enough for retirement, you won’t want to miss this.Tune into this episode to hear:Why high earners often fall into the trap of over-saving for retirement—without even realizing it.How maxing out your retirement accounts might not be the smartest financial move.The hidden cost of over-saving: how it can limit your financial flexibility today.Why true financial success means balancing long-term security and the ability to enjoy life now.Follow Priya Malani:LinkedIn | Instagram | Youtube | Stash WealthTHE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

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Ep 7 | You're Likely Saving Too Much for Retirement

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How long is this episode of El podcast de Erika Martinez Bastida?

This episode is 15 minutes long.

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This episode was published on February 27, 2025.

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Think maxing out your retirement accounts is always the smartest move? In this episode, Priya Malani unpacks the hidden downside of over-saving for retirement—a common mistake high earners make. She challenges the belief that more is always better,...

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