Ep.70 | Rates Just Went Up Again… Here’s What It Means for Melbourne Buyers

Show Notes:In this episode of Buying Melbourne, we break down what the latest interest rate rise actually means for Melbourne buyers — and where the opportunity and risk sits in today’s market.While rate rises often create uncertainty, they also shift buyer behaviour, reduce competition, and change the dynamics of the market.Right now, we’re seeing borrowing capacity shrink, buyer confidence drop, and more listings come online — creating a very different environment compared to earlier in the year.In this episode, we explain how these factors are impacting the market, why less competition can create opportunity, and how to approach buying property in a rising rate environment without taking on unnecessary risk.What You’ll Learn:How interest rate rises impact borrowing capacity and buyer competitionWhy confidence drops before prices — and why that mattersHow increased listings and softer demand are shifting leverage to buyersThe risks of sitting on the sidelines and waiting for “certainty”What smart buyers are doing differently in today’s marketHow to approach buying in a rising rate environment with discipline and strategy👋 About the ShowBuying Melbourne is Melbourne’s go-to podcast for buyers who want to make smarter property decisions.Hosted by Tristan Larkin and James Rankin from Tomii Property, we share what’s actually happening on the ground — not just headlines.From auctions and negotiations to off-market opportunities and strategy, we break down what matters so you can make better decisions when it comes to buying property.Resources & LinksJoin our mailing list & read the blog → www.tomii.com.auSubscribe for weekly auction results → www.tomii.com.au/auction-resultsFollow Tristan on TikTok & Instagram → @tristanlarkinFollow James on TikTok & Instagram → @james__rankin