Ep 72 Tonya West: Tips for Better Finances in 2019 (Including Single Moms)

The first year her ex-husband left, Tonya West made $19,000. Her childcare expenses that year cost $12,000. With little knowledge of finance, Tonya struggled for years as a single mom, but now she has brought it full circle.  She became a financial planner with a heart to love her neighbors by helping them take control of their finances, imparting hope and freeing them from shame and embarrassment over financial troubles. In this chat, we talk about common money misconceptions and mistakes, practical advice on how to find ourselves in a better financial position one year from now and she shares valuable financial insight just for single moms along the way.  Some of the topics we touched on were: -What is exciting about the new year -The most common misconception about finance -Why you are empowered in your own money situation -What to do if you didn't learn about good money habits from your family -The heart behind financial advising -Why money habits don't stop with you - they are generational -The first step to getting finances on track -Looking at your debt total for the first time -Being free from shame and embarrassment and using emotions to your benefit -Biggest money mistake most people are making right now -Financial tips for single moms -What to do if there's too much month left at the end of your money and you still need food -What keeps us from making good decisions -One thing we can do to find ourselves in a better financial position one year from now -The message on her heart -Whom we should interview next   Resources:  Financial Peace University Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey Whistleblower by Amy Block Joy Retaliation by Amy Block Joy