Ep.8 出借信用即時享樂 - BNPL先買後付模式在台灣

from 馬克解讀金融科技 - MarkReadFintech · host Mark Lin

受到量化寬鬆形成的超低利率環境，再加上疫情的影響讓先買後付-BNPL 不論是在訂單數量或是單筆消費金額皆有顯著的成長，消費者的使用習慣也隨著依賴度逐漸提升而有不一樣的轉變。隨著越來越多的人使用BNPL 的服務，大家對於這個新興金融服務也開始產生憂慮，擔心過去的雙卡風暴會不會再度上演，畢竟 BNPL 實質上屬於消費信貸，當有大量用戶使用時會有潛在性的系統性風險。另外，如今在支付工具高度競爭下，BNPL 是不是真的能在台灣打開市場，也是大家關注的地方。以上這些議題，或許可以透過觀察國外 BNPL 現在的發展，勾勒出可能的發展藍圖與解決方案。Thanks for reading 馬克解讀金融科技 | MarkReadFintech! Subscribe for free to receive new posts and support my work. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.markreadfintech.com

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Ep.8 出借信用即時享樂 - BNPL先買後付模式在台灣

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