Ep. 9 | How Anyone Can Achieve Financial Freedom Today ft. Evelyn Lacerda

With nearly one-third of Canadians aged 45-64 having no retirement savings, many are at risk of facing financial hardship in their later years. Without immediate action, this lack of preparedness could lead to a future where a large portion of the population faces financial insecurity in their later years. In this episode, we are excited to have Evelyn Lacerda, Realtor and Investor, who achieved financial freedom by 49 and retired at 50. Together, Evelyn and I discuss how to achieve financial freedom as a realtor. We chat about: - The importance of setting aside money for taxes and profitability in your business - Why real estate isn’t just about sales—it’s running a business - The reality of many realtors living paycheck to paycheck and how to avoid it Strategies for running a lean and profitable real estate business Finding a support network of like-minded individuals with similar financial goals - Why relying on your home as a retirement plan might not be the best strategy - How to calculate your retirement needs and plan for financial freedom - The Financial Independence Retire Early (FIRE) movement and how it applies to realtors - Tracking your revenue, budgeting, and monitoring your spending for long-term success Don't forget to leave your ratings and reviews on various streaming platforms, and be sure to subscribe to our YouTube channel! Share your tenant or landlord experiences from this episode or ask any real estate-related questions by sending us a DM on Instagram at @cynthiaostosteam. We'd love to hear from you!