EPISODE · Oct 18, 2025 · 24 MIN
Ep.#93: Miscalculating Your FERS Pension & Understanding the FERS Retirement Supplement
from Hawaii Retirement Show · host Jason Cutitta, CFP®
In this episode of the HI Retirement Show, Jason tackles a critical issue for federal employees, miscalculating your FERS pension. With the recent federal shutdown top of mind, Jason opens with a quick check-in and a reminder that financial stress can be a great prompt to reassess your emergency savings. Then, he dives deep into how small errors in your FERS pension, like misunderstanding your High-3 salary, incorrect service time, or applying the wrong multiplier, can lead to big surprises in retirement. He also breaks down the often-misunderstood FERS Retirement Supplement, a temporary but valuable bridge to Social Security. Jason shares practical steps to verify your records and avoid costly mistakes, because you only retire once, and the details matter. Website: https://www.hiretirementshow.com Email Us: [email protected]
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Ep.#93: Miscalculating Your FERS Pension & Understanding the FERS Retirement Supplement
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