EP04.被低估的“省钱”艺术:在加拿大,从省税到省费,如何守住你的每一分复利 episode artwork

EPISODE · Apr 2, 2026 · 42 MIN

EP04.被低估的“省钱”艺术:在加拿大,从省税到省费,如何守住你的每一分复利

from 钱友灵犀|Rich Together

选对股票可能靠运气,但选对账户、省下税费,是每个人都能拿到的‘确定性’盈利。复利的“暗门”:为什么 0.5% 的管理费能偷走你未来的几十万加币?大家可以回家翻翻自己的账户单,把你去年交的所有管理费、交易费和股息税加起来。如果这笔钱在未来 20 年里翻 4 倍,你会惊讶地发现,你可能已经提前‘交掉’了一辆特斯拉。98% 的加拿大股票基金未能跑赢基准指数。

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EP04.被低估的“省钱”艺术:在加拿大,从省税到省费,如何守住你的每一分复利

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