EP12: Tax Relief Through Medical Credits: What SARS Won’t Tell You (But Should)

In this episode of The Rev Room, Francois sits down with tax specialist Nolu to demystify one of the most overlooked tax advantages in South Africa—medical tax credits and disability deductions. They break down the two types of medical tax credits (MTC and ATMC), clarify what’s claimable (and what’s not), and expose the massive savings many founders unknowingly forfeit every year. From understanding how dependents with disabilities affect your claim to practical tips for improving your SARS submissions, this conversation is packed with insights that could put real money back in your pocket.3 Key TakeawaysMedical tax credits (MTC) are rebates, not deductions - They reduce your tax liability directly, offering relief based on your medical scheme contributions—R364 per member/spouse and R246 per dependent, per month.Disability-related expenses offer major tax relief - With SARS-approved documentation, you can claim up to 33% back on expenses like special schooling, tutors, or therapy related to a dependent’s disability.Most people are leaving money on the table - Gap cover and insurance don’t qualify—but medical scheme payments do. By submitting every invoice to your scheme (even if unpaid), you improve your tax return accuracy and reduce manual documentation at year-end.👉 Visit www.bizrev.co.za to learn more about our coaching, consulting, and full-service business support solutions. 📊 Want to see where your business really stands today? Take our free Biz Clarity Score™ — a 3-minute diagnostic to uncover gaps in financial visibility, tax strategy, advisory support, and business resilience. Get instant feedback and actionable next steps. [Take Clarity Score Quiz Here] 💼 Have a business challenge, need strategic mentorship, or want to be featured on an upcoming episode of The Rev Room? Reach out directly via our site—we’d love to hear from you. Let’s build better, together.