EP132 - How Much Is Your Lender Making On Your Loan?

Ever wonder why your lender is so eager to close your mortgage? It's not just about getting you into your new home—it's about how they get paid. In this video, we’re pulling back the curtain on the various ways mortgage professionals make their money and what that means for you as a borrower. Whether you’re buying your first home, refinancing, or just curious about the process, understanding these payment structures could save you thousands of dollars! ✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert 🎯 Here's what you'll learn: ✅Origination Fees – What they are, how they work, and how they impact your loan costs. ✅Yield Spread Premium (YSP) – How offering a higher interest rate benefits your lender and what to watch out for. ✅Other Potential Fees – The hidden costs you need to know before signing on the dotted line. 🔍 Knowledge is power when it comes to mortgages. By the end of this video, you'll have the insights you need to ask the right questions, compare offers, and make sure you're getting the best deal possible. 🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: [email protected] ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart 📩 - [email protected]