Ep19 | The Harsh Truth About Insurance Claims: Why Calling That 800 Number First Can Cost You

Are you unknowingly putting your home, car—or entire financial future—at risk with the wrong insurance moves? Whether it’s an aging roof, a teen driver, or just navigating rising insurance premiums, most people are making insurance decisions based on myths, outdated advice, or rushed choices. In this episode, Ray sits down with insurance expert Alex Knapp to demystify what your policies actually cover—and what they don’t. Discover the most common (and costly) insurance mistakes homeowners and drivers are making todayLearn how umbrella policies actually work—and when they become non-negotiableUnderstand how insurance scoring, clue reports, and deductibles really impact your premiumsListen now to protect your family, your assets, and your peace of mind with smarter, more strategic insurance planning. 🎧 Follow the show every Tuesday on Apple Podcasts:https://podcasts.apple.com/sg/podcast/financially-fluent/id1796392113📩 [email protected] welcome. Real answers given.Explore our free tools and resources atwww.YourNextStepFinancial.com