EP23 保險買越多就越好嗎?教你如何「買的精準、用得合理」-郝充仁 老師 episode artwork

EPISODE · Jan 12, 2026 · 31 MIN

EP23 保險買越多就越好嗎?教你如何「買的精準、用得合理」-郝充仁 老師

from CFP®俱樂部-理財顧問的交流空間 · host 臺灣理財顧問認證協會

醫療險的角色正在改變。 過去「買越多越好」的迷思,轉向「買得精準、用得合理」。實支實付不再適用拼保單數量,而是回歸整體風險架構的一部分。 本集來賓邀請到-淡江大學風管系-郝充仁老師,以長期研究保險制度與風險管理的專業視角,帶我們拆解醫療險的核心邏輯,以及保險如何從商品思維,回到真正的風險管理本質。 這一集談的不是銷售,而是思維升級。 -- Hosting provided by SoundOn

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EP23 保險買越多就越好嗎?教你如何「買的精準、用得合理」-郝充仁 老師

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