Ep58 | How Unit Investment Trusts Can Help Investors Move Beyond Cash Without Committing to an Annuity

If you’re within a few years of retirement and want clarity around your retirement plan, book a complimentary consultation to build a strategy tailored to you:https://app.greminders.com/e/9bfdfdf70740f21a2e1cec4140dd884dd4ef6365Are you invested for the long term but still uneasy about how market volatility could impact your retirement planning?Many investors feel caught between keeping money invested and wanting more certainty around outcomes. In this episode, Ray breaks down an often-overlooked category of investment strategies that can bring more structure, transparency, and discipline to retirement planning. You'll learn how Unit Investment Trusts (UITs) work, where they may fit within a portfolio, and the trade-offs investors should understand before considering them.In this episode, you'll learn:How UITs can provide a defined investment strategy with a clear timeline and transparent holdings.The potential advantages of using structured investment approaches when managing market volatility.The key risks, costs, liquidity considerations, and tax implications investors should evaluate before investing.Tune in to gain a better understanding of how disciplined investment strategies may help you make more informed retirement planning decisions during periods of market volatility.🎧 Follow the show on Apple Podcasts: https://podcasts.apple.com/sg/podcast/financially-fluent/id1796392113📩 [email protected] welcome. Real answers given.Explore our free tools and resources at: www.YourNextStepFinancial.com