Ep65 | Retirement Planning Is Not Just Investment Planning

Retirement changes the game. During your working years, the goal is simple: save more, invest wisely, and let time work for you. But the moment you retire, an entirely different set of questions and risks take over.In this episode, Ray Godleski kicks off a new series on building a retirement income framework. He breaks down why retirement planning is fundamentally different from investment planning and introduces the major risks every retiree needs to understand before they stop working.You'll learn:Why retirement planning is not just investment planning with a different labelThe seven major risks retirees face: longevity, inflation, market, sequence of returns, tax, healthcare, and emotional decision-making riskWhy the order of your investment returns matters just as much as the returns themselvesHow to start asking better questions about income, taxes, and long-term careWhy the best retirement plans are built around coordinated decisions, not one product or one magic numberIf you're within a few years of retirement and want clarity around your retirement plan, book a complimentary consultation to build a strategy tailored to you:Book a Consultation: https://app.greminders.com/e/9bfdfdf70740f21a2e1cec4140dd884dd4ef6365Tune in and start building a retirement income framework that works in good markets and bad.🎙 Follow the show on Apple Podcasts: https://podcasts.apple.com/us/podcast/executive-retirement-compass-financial-planning-to/id1796392113📧 [email protected] welcome. Real answers given.Explore our free tools and resources at: www.YourNextStepFinancial.com