Ep68 | How Much Can I Safely Spend in Retirement?

You've saved well. But how much can you actually spend?In this episode, Ray Godleski tackles one of the most common and most misunderstood questions in retirement planning. The answer is not simply a percentage or a dollar amount. It depends on your income sources, expenses, tax strategy, health, legacy goals, and how flexible you are willing to be when markets change.You'll learn:Why the 4% rule is a helpful starting point but should never be treated like a commandmentHow inflation can silently double your retirement costs over 24 yearsWhy sequence of return risk can devastate a plan that looks fine on paperHow flexible spending guardrails give you a floor, a target, and a ceiling for smarter spendingA 10-question framework to help determine how much you can safely spendIf you're within a few years of retirement and want clarity around your retirement plan, book a complimentary consultation to build a strategy tailored to you:Book a Consultation: https://app.greminders.com/e/9bfdfdf70740f21a2e1cec4140dd884dd4ef6365Tune in and build a retirement spending strategy that gives you confidence, flexibility, and permission to enjoy your life.🎙 Follow the show on Apple Podcasts: https://podcasts.apple.com/us/podcast/executive-retirement-compass-financial-planning-to/id1796392113📧 [email protected] welcome. Real answers given.Explore our free tools and resources at: www.YourNextStepFinancial.com