EPCs, MEES and the future of renting with Damian Thompson of Nationwide

What this episode covers

In this episode of The LandlordZONE Podcast, hosts Nigel Lewis and Eddie Hooker are joined by Damian Thompson, Director of Landlord at Nationwide, to explore the challenges and uncertainty surrounding Energy Performance Certificates (EPCs), Minimum Energy Efficiency Standards (MEES), and the future regulatory landscape for landlords. Together, they unpack: What EPCs and MEES actually mean for landlords and how the government’s ambition for all rental properties to achieve a C rating could play out. The scale of the retrofit challenge, with a looming 2028–2030 deadline, limited installer capacity, and costly works - especially for older and Victorian homes. How landlords without mortgages or letting agents may fall behind on EPC compliance. The repercussions of inaction, including fines, inability to remortgage, and potential insurance complications. Why clarity is critical - landlords need to know what will be required and by when to make timely, cost-effective decisions. The role of lenders and letting agents in supporting landlords, from finance options like green loans and further advances, to guidance on available grants such as Warm Homes and the Great British Insulation Scheme. The wider impact on tenants, with disruption likely if properties require intrusive work - and why collaboration across the industry is essential to minimise harm. Damian calls for nuanced, flexible policy-making and stresses the need for immediate action, even while awaiting final confirmation of new standards. The key message: don’t wait. Reassess your EPC, seek advice, and start planning now—because compliance, finance, and tenant wellbeing are all on the line.

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