Episode 015: Understanding Lending Trends: A Conversation with Joseph Daoud

Welcome back to the Property Pulse Podcast! In this episode, host Geoff Tomkins sits down with Joseph Daoud, founder of It’s Simple Finance. With a background as both an economist and mathematician, Joseph has built a reputation for delivering tailored mortgage solutions that empower buyers, investors, and homeowners to achieve their financial goals. Guest Profile: Joseph Daoud is the visionary founder of It’s Simple Finance, where he and his team specialise in simplifying the lending process while offering innovative strategies for borrowers. With expertise spanning residential mortgages, refinancing, debt consolidation, and property portfolio expansion, Joseph is passionate about helping clients make smart financial decisions. Outside of finance, he’s an avid reader, dedicated philanthropist, and a true NBA aficionado. Key Discussion Points: • Sydney vs Brisbane Property Trends: Joseph shares insights on why Sydney investors are increasingly turning to Brisbane and what’s driving this shift. • Investor Sentiment in 2025: With interest rates stabilizing, Joseph discusses how confidence and lending demand are evolving in the current market. • Broker Benefits vs Banks: Learn why working with a mortgage broker can unlock better opportunities and greater flexibility compared to going directly to a bank. • Avoiding Common Borrower Mistakes: Joseph highlights one of the biggest missteps he sees buyers make—and how you can avoid it. • Real Client Stories: Joseph reveals a recent client experience that demonstrates how the right mortgage strategy can make all the difference. CONNECT WITH GEOFF TOMKINS Website: https://gctproperty.com.au/ Email: [email protected] Phone: 0404 852 781 CONNECT WITH US ON SOCIALS YouTube:    / @geofftomkinsgctproperty   Facebook:   / gctproperty   Facebook Group:   / southeastqueenslandpropertyinvestmenttips   Instagram:   / gct_property   LinkedIn: www.linkedin.com/in/geoff-tomkins-a81568209 TikTok: https://www.tiktok.com/@geofftomkins?… Connect with Joseph Daoud Phone: 0488 778 708 Email: [email protected] Web: https://itssimple.com.au/ Instagram:   / itssimplefinance   Facebook:   / itssimplefinance   LinkedIn:   / joseph-daoud   Don’t miss out on future episodes! Subscribe to the Property Pulse Podcast for more expert insights on real estate, property investment, and financial planning. General advice warning: This podcast provides general information and does not consider your specific needs or circumstances. Please evaluate your own financial situation and consult a financial advisor before making financial decisions.