EPISODE 02

THE OQOOD-TO-TITLE-DEED MOMENTWelcome back to The Title Deed Desk.In our previous discussion, we established a simple principle: the property register is the official record of ownership, and the title deed reflects what appears in that register.Today we look at one of the most important milestones in an off-plan property purchase — the moment an Oqood registration becomes a title deed.As always, this is general educational information and not legal advice. Every project, developer, and sale agreement can differ, so owners should always confirm their own circumstances.When you purchase an off-plan property in Dubai, you do not receive a title deed immediately because the property is still under construction. Instead, your interest is recorded in the interim real estate register through an Oqood registration.The Oqood is an important document. It records your purchase of a specific unit in a specific project and provides protection during the construction phase. It confirms your position as a purchaser even before the property is completed.However, the Oqood is not the final ownership certificate.Once the project is completed and handover takes place, the property can be registered as a finished unit. At that stage, the interim registration is converted into a title deed, and your name appears as the registered owner of the completed property.This is a significant step because it is the first official title deed issued for that unit in your name. Any future updates, corrections, ownership changes, or mortgage entries will be made against this title deed record.Before a title deed can be issued, several conditions usually need to be satisfied. The project must be completed and approved for registration, the property must be ready for handover, the purchaser's obligations under the sale agreement must be fulfilled, and any required fees and clearances must be completed.When these requirements are met, the conversion from Oqood to title deed can proceed. When they are not, issuance is typically delayed until the outstanding matters are resolved.The registration process itself is carried out through the Dubai Land Department and, where applicable, authorised registration trustee offices. The developer assists with the required submissions, but the title deed is ultimately issued by the authority responsible for maintaining the ownership register.When your title deed is issued, take a few minutes to review it carefully.Check:• Your name exactly as it appears on your passport • The property and unit details • The property area • Ownership shares and percentages • Any registered mortgage or encumbranceMany future correction requests arise because small errors were overlooked at the point of first issuance. Identifying them early can save considerable time later.It is also important to understand that registration fees and procedures are defined by the relevant authorities. While advisers, brokers, or service providers may assist with the process, the registration itself follows a formal procedure with established requirements.The conversion from Oqood to title deed represents the transition from purchasing a future property to becoming the registered owner of a completed one.It is one of the most important moments in the life cycle of a Dubai property.In the next discussion, we will look at another common issue: replacing a lost or damaged title deed.This was The Title Deed Desk.