Episode 102 - Understanding Semi-Liquid Investments

In this episode, Laura and Jeremiah Lee break down semi-liquid investments: What they are, why people buy them, and where investors get surprised. Using a SWOT analysis, they walk through the strengths, weaknesses, opportunities, and threats of investments that can be accessed, but often only with restrictions, delays, or a loss of value. You’ll hear real-world examples like REITs, restricted stock units (RSUs), and the IPO/lockup dynamics that can impact your timeline, taxes, and flexibility. If you’re considering any semi-liquid strategy, this episode will help you evaluate liquidity risk, understand who benefits on “the other side of the table,” and decide how these fit into a balanced plan. Topics covered: - What “semi-liquid” really means (and why it matters) - REITs: what to compare them to (mutual funds/ETFs) and what to vet - RSUs + stock options: vesting schedules and tax traps to understand - IPOs and lockups: why timing risk is real - Why a fiduciary, team-based approach can help you avoid costly mistakes If you’re weighing semi-liquid options, make sure you understand the timeline, fees, restrictions, and taxes before committing. #Investing #FinancialPlanning #REITs #RSUs #PersonalFinance #Liquidity --- Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.