Episode 108: The Christmas Bill That Is Still Here in June

The Christmas bill is still here. And it is June.If you have been making payments since the new year and the balance is moving slower than you hoped, you are in good company. Researchers describe what you are feeling as a loop, and the way out has almost nothing to do with the numbers.This episode is for the woman who thought this would be gone by now. The woman who feels a little tug of “should have known better” every time she taps the banking app. We are looking at why a lingering bill feels heavier than the number on the screen, what the research actually says about financial stress and mental well-being, and one small thing you can do this week without spreadsheets, math, or guilt.Here is what you will walk away with:a clear way to see what the bill is and is not, a fresh handle on the difference between responsibility and shame, and a small first step that meets you exactly where you are.SCRIPTURE HIGHLIGHT: Proverbs 24:16.Research note: Financial Health Network on the connection between financial stress and mental well-being.Ready for your next step?FREE 5-Minute Daily Reset (instant download):YourNextBestStep.com Weekly encouragement + practical tips:YouTube @CoachJanetJ Instagram: @janetjjaecksIf this episode resonated with you, please follow/subscribe and share with a friend who needs their next step.  One small step. One day at a time.